Specialized Loan Servicing [SLS]

Prior to SLS we had Bank of America, I think. BOA sold our loan to SLS maybe 9 years ago. We are currently not in default because our payments are automatically drafted but years ago we did have problems keeping up with payments. Our problem is that we have received threatening letters saying we are not in compliance with our contract due to our homeowners insurance. It’s either that they show it was cancelled (which it wasn’t) or yesterday, we received a letter saying we didn’t have enough coverage! We had the same coverage since the beginning and now all of the sudden, it’s not good enough? We also keep putting in documentation per their suggestion, requesting that the PMI insurance (which equates to almost $300 mthly.) be dropped. This request has been denied at least twice.

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